BAMS LLB AIII CIAFP PG-Hospital PG-MedicoLegal

Dr. Bharatkumar B. Baraiya

Founder & Director, Saarthi Health Services

A distinguished healthcare and insurance professional with over 20 years of experience — bridging the gap between patients, policyholders, insurers, TPAs, hospitals, and corporates.

20+
Years Experience
9+
Qualifications
8+
Service Verticals
PAN
India Service

About Dr. Baraiya

Dr. Bharatkumar B. Baraiya is a distinguished healthcare and insurance professional whose 20+ year career spans health insurance, employee benefits, claims management, hospital administration, medico-legal services, and healthcare operations. His multidisciplinary background enables him to bridge the gap between healthcare providers, insurers, corporates, TPAs, and policyholders.

After earning his Bachelor of Ayurvedic Medicine and Surgery (B.A.M.S.) from the University of Mumbai, Dr. Baraiya pursued advanced qualifications in Hospital Administration, Health Insurance, Medico-Legal Systems, Insurance Broking, Anti-Fraud Management, and Law.

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"Our mission is to simplify healthcare and insurance journeys through expertise, technology, and personalized support."

DB
Dr. Bharatkumar B. BaraiyaFounder & Director

Career Journey

Premium Insurance Brokers Pvt. Ltd.
Senior Leadership — Employee Benefits & Health Insurance Broking
Gallagher Insurance Brokers Pvt. Ltd.
Leadership — Healthcare & Employee Benefits Consulting
Hospitals & Third Party Administrators (TPAs)
Hospital Administration, TPA Management & Claims Operations
Saarthi Health Services
Founder & Director — Healthcare & Insurance Advisory (Present)

Services Offered

Health Insurance Claims Assistance
Group Mediclaim & Employee Benefits Management
TPA Coordination & Performance Monitoring
Healthcare Administration Support
Wellness Programs & Preventive Health
Insurance Grievance Resolution
Claims Cost Containment & Fraud Detection
Medico-Legal & Healthcare Advisory
Corporate Healthcare Consulting
Critical Illness & GPA Claim Disputes
Vision

Dr. Baraiya believes that healthcare and insurance should empower people rather than create confusion and stress. His vision is to build Saarthi Health Services into a trusted advisory platform that delivers expert guidance, operational excellence, and exceptional service to every client.

"Success in healthcare and insurance is not just about managing claims or policies — it is about building trust, delivering timely support, and creating meaningful value for every stakeholder."

— Dr. Bharatkumar B. Baraiya | Leadership Philosophy
Qualifications & Certifications
B.A.M.S.Bachelor of Ayurvedic Medicine & Surgery
LL.B.Bachelor of Laws
AIIIAssociate, Insurance Institute of India
CIAFPCertified Insurance Anti-Fraud Professional
PG DiplomaHospital Administration & Healthcare Management
PG DiplomaMedico-Legal Systems
DiplomaHealth Insurance
Insurance Broker QPLife & General Insurance
CertificateClinical Trials
Consult Dr. Baraiya

Available Monday–Saturday, 10 AM–7 PM

+91 77159 93999 Book Consultation
bharat@saarthihealth.co.in
Mon-Sat: 10 AM - 7 PM

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